How It Works

A simple, stress-free process designed to get you real answers fast.

Simple & Straightforward

Three Steps to Your Fresh Start

We know you're dealing with enough stress already. That's why we've made our process as simple and painless as possible. You make one call — we handle everything from there. No runaround, no fine print, no surprises.

1

Tell Us Your Situation

Reach out however is easiest for you — call, email, or fill out the form on our website. This first conversation is completely free, with absolutely no obligation. We're here to listen, not to pressure you.

Call, email, or fill out the form — whatever is easiest
Completely free, no obligation whatsoever
We listen without judgment — we've heard it all
Everything you share is 100% confidential

We'll Ask About:

  • Your property address
  • Approximate mortgage balance
  • Monthly payment amount
  • How far behind you are on payments
  • Any upcoming auction or sale dates

Call Us Anytime

We're available 24/7 — nights, weekends, holidays.

(570) 435-7752

Options We May Recommend

Short Sale
Sell for less than owed; bank forgives the difference
Loan Modification
Restructure your mortgage to lower monthly payments
Cash Offer
Quick sale to an investor; walk away with cash in hand
Deed in Lieu
Hand back the property on your terms; less credit damage
Timeline: 24-48 Hours

We usually have a personalized recommendation ready within one to two business days of your first call.

2

We Review Your Options

Once we understand your situation, we go to work behind the scenes. We research your property, review your mortgage details, and assess every possible solution — so we can come back to you with a clear, honest recommendation.

We research your property's current market value
We review your mortgage details and lender history
We assess all possible solutions for your case
We prepare a personalized recommendation just for you
3

We Handle Everything

Once you choose a path forward, we take over completely. You don't have to call the bank, chase paperwork, or figure out the next step. We manage the entire process from start to finish — and we keep you in the loop every step of the way.

We negotiate directly with your bank on your behalf
We coordinate with attorneys if needed
We manage all paperwork and deadlines
We help with relocation and finding your next home
We fight for maximum relocation money from the bank
We keep you updated every step of the way

You Focus on Moving Forward

We take the weight off your shoulders so you can plan your next chapter with confidence.

Be Prepared

What to Have Ready

Having these documents ready speeds up the process, but don't worry if you don't have everything — we'll help you gather what's needed.

Recent Mortgage Statement

Shows your current balance, payment amount, and lender info

Tax Returns (Last 2 Years)

Used to verify income for short sale or modification applications

Bank Statements (Last 2 Months)

Helps paint a clear picture of your financial situation

Pay Stubs or Proof of Income

Recent pay stubs, Social Security statements, or other income documentation

Third Party Authorization

Allows us to speak with your bank on your behalf — we provide this form

Any Notices from the Bank

Act 91 notices, demand letters, sheriff sale notices, or any foreclosure paperwork

Quick Answers

Common Questions

View all FAQs

Ready to Get Started?

One call is all it takes. We'll walk you through your options and tell you exactly what we can do — for free, with zero pressure.

Call (570) 435-7752 Free Consultation

Available 24/7 • Free • Confidential • No Obligation